Budgeting for Gardening and Lawn Care

March is the month that we begin to look forward to spring; more sunshine, warmer temperatures. After the brutal snow and frigid temperatures this winter, I welcome any sign of spring, even if it is just on the calendar. March is also a good time to begin prepping for gardening season. Depending on the agricultural […]

How to Build a $1000 Emergency Fund in 10 Months

After establishing a budget, the next step to a wise money management system is to establish an emergency fund. Experts recommend keeping at least three months of living expenses in a reliable, liquid account. It may take some time to save 3 – 6 months of living expenes and deter most people from trying. The […]

A Father’s Perspective on Managing the Household Finances

I asked fellow Parenting 2.0 LinkedIn group members, “How do you share your money wisdom with your children?” One father’s response really impressed me so, that I decided to share his engaging hands-on approach to preparing his four children for the real world. I will change the name for the sake of privacy, but the […]

Should I Settle My Debt? Pros and Cons

Part 2 of 2 Part Series: Oftentimes, I am asked about debt settlement, debt consolidation, and bankruptcy. The post below is an overview of the pros and cons of debt settlement.

If you get into serious debt and have trouble making your payments every month, you may need to seriously consider debt settlement. Debt […]

How to Be Wise With Your Money

In this current economic climate, it seems like a daunting task to save money. Many people are under the impression that saving money mean depriving yourself of things by scrimping on everything, but this is not the case. There are a few easy and simple ways you can save a few dollars here and there. […]