2016 is “The Year of Money”! Okay, not officially, but I proclaimed it. Money, budgets and getting out of debt are finally vogue. Everywhere I turn, money is included in the conversation, whether I am listening to a lecture or at a health fair. My ears may be more attentive than most since finances are […]
Who will retire with substantial debt? It seems many baby boomers will – too many. In a 2014 Employee Benefit Research Institute survey, 44% of boomers reported that they were concerned about the size of their household debt. While many are carrying mortgages, paying with plastic also exerts a drag on their finances. According to […]
The National Foundation Credit Counseling (NFCC) discussed ways to save money while paying down debt on Experian’s weekly #CreditChat. Are you wondering which to do: save money or pay off credit cards. BOTH! It is not an mutually exclusive decision. You have to save AND you have to elminate your credit cards. But how do […]
After establishing a budget, the next step to a wise money management system is to establish an emergency fund. Experts recommend keeping at least three months of living expenses in a reliable, liquid account. It may take some time to save 3 – 6 months of living expenes and deter most people from trying. The […]
President and Founder, Samirian Hill, breaks down the meaning of Budget Wise. What do you think? Leave a comment below.